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CREDIT CHECK & INFORMATION DISCLOSURE AUTHORIZATIONI authorize VIP Motors to collect, use, verify, and share my personal information for the purpose of obtaining my credit report, conducting credit checks, and processing my auto loan application with one or more financial institutions. I agree that my information may be shared with lenders, financial institutions, and credit reporting agencies as needed to assess my creditworthiness. VIP Motors is not responsible or liable for any decisions made by financial institutions, lenders, or credit reporting agencies, including loan approval/denial, interest rates, or terms and conditions imposed by them.